Saudi Riyal To Pakistani Rupee, If you are sending money from Saudi Arabia to Pakistan, planning travel, or just curious about currency trends, knowing the current conversion rate between the Saudi Riyal (SAR) and Pakistani Rupee (PKR) is crucial. This article gives you the latest rate, recent history, what drives changes, how to get the best deal, plus FAQs to help you make informed decisions.As of 12 September 2025, the interbank rate is approximately ₨ 75.15 PKR for 1 SAR.In the open market (i.e. currency exchangers, retail), rates are slightly higher—around ₨ 75.40-₨ 75.50 PKR for 1 SAR.
Conversion Update
Here’s a table showing what some common amounts of Saudi Riyals convert to, using the current open-market rate:
Amount (SAR) | Approximate Value (PKR) |
---|---|
1 SAR | ₨ 75.40 |
5 SAR | ₨ 377.00 |
10 SAR | ₨ 754.00 |
25 SAR | ₨ 1,885.00 |
50 SAR | ₨ 3,770.00 |
100 SAR | ₨ 7,540.00 |
200 SAR | ₨ 15,080.00 |
500 SAR | ₨ 37,700.00 |
Note: Actual received amount may differ slightly depending on the service you use (bank, exchange shop, transfer app) and fees.
Historical & Forecast Trends
- Average rate so far in 2025 has hovered around ₨ 75.04 PKR per 1 SAR.
- The lowest rate registered this year was about ₨ 73.94 PKR; the highest approached ₨ 78.19 PKR.
- For the past week, rates have been fairly stable, fluctuating between ₨ 75.03 and ₨ 75.09 in the interbank mid-market rate.
- Analysts expect that in the coming weeks, the rate will likely stay in the range of ₨ 74.80 – ₨ 75.80 PKR per SAR, barring any major economic shocks.
- Factors such as remittances, foreign reserves, inflation, and global oil prices may nudge the rate slightly up or down.
What Causes the SAR to PKR Rate to Fluctuate?
Here are the main drivers of change in the exchange rate:
- Oil and Global USD Correlation
Saudi Arabia’s economy is heavily reliant on oil exports. Since the Saudi Riyal is pegged to the U.S. Dollar, fluctuations in oil prices, and USD movements, indirectly affect SAR/PKR. - Pakistan’s Inflation & Economic Health
When inflation in Pakistan is high, or foreign exchange reserves shrink, the Rupee tends to weaken against stronger currencies like SAR. Policy uncertainty or fiscal deficits can amplify this. - Remittances & Demand from Overseas Pakistanis
Pakistanis working in Saudi Arabia send money back home in large volumes. Increased remittance flows can increase demand for PKR (or for converting SAR to PKR) and thus affect the open market rate. - Supply & Demand in Open Market vs Interbank Market
Interbank rates are more “official” and less affected by small retail demand. Open markets (currency exchange shops) often charge higher rates. The difference is due to margins, risk, overhead costs, etc. - Seasonal & Event-Driven Demand
Events like Hajj & Umrah (when pilgrims need to convert large amounts), changes in trade flows (imports/exports), or policy announcements (IMF deals, subsidies, import regulations) can cause short-term fluctuations.
Best Ways to Send Money or Convert SAR to PKR
To get the best value when converting or sending funds, here are some practical tips:
- Compare Service Providers: Banks, licensed money exchange shops, and online money transfer services often differ in their rates and fees.
- Check Interbank vs Open Market Rates: Knowing the interbank or mid-market rate gives you a benchmark; open market rates will be worse due to markups.
- Watch for Hidden Fees: Some services charge transfer fees, commission, or unfavorable spreads. Read small print.
- Time Your Transaction: If forecasts are stable, you might wait for a slightly better rate. But if economic news suggests a drop in PKR, acting early could help.
- Use Reputable & Licensed Providers: Especially for large sums, avoid informal or unlicensed exchangers to minimize risk.
FAQ (Frequently Asked Questions)
Q1: What is the today’s SAR to PKR rate?
A: As of 12 September 2025, the interbank rate is about ₨ 75.15 PKR for 1 SAR; open market rates are slightly higher (≈ ₨ 75.40-₨ 75.50).
Q2: Will the rate rise in the rest of 2025?
A: Likely minor fluctuations. Most forecasts expect the range to stay between ₨ 74.80 and ₨ 75.80 unless there’s a major economic event or significant change in global oil or USD markets.
Q3: How much is 1,000 SAR in PKR right now?
A: Using the open market rate (~₨ 75.40), 1,000 SAR ≈ ₨ 75,400 PKR (before any fees or deduction).
Q4: Which method is cheaper to convert or send money from Saudi Arabia to Pakistan?
A: Usually, licensed online transfer services (that offer close to mid-market rates) or large banks with good forex rates are cheaper after you factor in fees. Currency exchangers tend to have larger spreads.
Q5: Does the rate differ a lot between interbank and open markets?
A: Yes, though recently the difference has been moderate. Interbank rates are more stable and “fairer,” while open market rates include markups and are higher to cover risk and costs.
Eligibility Criteria
Here is a table summarizing key dates, rate-change periods, and eligibility info relevant to SAR/PKR dealings in 2025:
Item | Detail |
---|---|
Date of Last Major Peak Rate | ~10 March 2025, when rate peaked around ₨ 78.19 PKR |
Lowest Rate So Far in 2025 | ~₨ 73.94 PKR around 30 March 2025 |
Current Interbank Rate | ₨ 75.15 per 1 SAR (12 September 2025) |
Current Open Market Rate | Approx. ₨ 75.40-₨ 75.50 per 1 SAR |
Forecast Range for Late September 2025 | ₨ 74.80 – ₨ 75.80 per 1 SAR |
Eligibility to Use Best Services | Any sender/receiver with valid ID, bank account or formal money transfer channels; must comply with regulatory requirements (forex rules, documentation) |
Conclusion
The SAR to PKR rate in September 2025 remains relatively stable, with ₨ 75.15 PKR for 1 SAR being the interbank rate and slightly higher in open markets. While fluctuations are modest, external factors like oil to USD dynamics, Pakistan’s economic stability, inflation, and remittance volumes continue to shape the trend. Always compare providers, check for fees, and time your conversion wisely to make the most of your money.