Pakistani Rupee vs UAE Dirham – Today’s Forex Market Update (September 2025)

The relationship between the Pakistani Rupee (PKR) and the United Arab Emirates Dirham (AED) holds critical importance for millions of Pakistanis. With a large workforce based in the UAE, the AED/PKR exchange rate directly impacts remittances, household budgets, imports, and overall economic activity in Pakistan. As of September 2025, the market is seeing a steady but cautious movement in this exchange rate.

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Current AED to PKR Exchange Rate

On September 13, 2025, the inter-bank rate stands around PKR 77.30 per 1 AED, while the open market rate ranges between PKR 77.80 to PKR 78.00 per AED depending on the city and exchange company.

Rate Type	Value
Inter-bank Rate	PKR 77.30 per AED
Open Market Buying	PKR 77.80 per AED
Open Market Selling	PKR 78.00 per AED

These rates may slightly vary across different banks, money changers, and online forex platforms.

Why the Dirham Rate Matters for Pakistan

Remittances from Overseas Pakistanis

The UAE hosts over 1.6 million Pakistani workers, making it one of the largest sources of remittances. Any increase in the Dirham value means families in Pakistan receive more PKR for every AED remitted.

Trade and Imports

Pakistan imports petroleum products, machinery, and consumer goods from the UAE. A stronger AED raises the cost of these imports, contributing to inflationary pressure.

Travel and Tourism

Students, professionals, and families frequently travel between Pakistan and the UAE. Higher AED rates increase travel costs, affecting ticket prices, hotel stays, and other expenses when converted into PKR.

AED/PKR Rates

Pakistan’s Foreign Reserves – Higher reserves stabilize the Rupee, while pressure on reserves weakens it.
Global Oil Prices – Since Pakistan imports oil from UAE, fluctuations in oil prices directly influence demand for AED.
Seasonal Remittance Flows – During Eid, Ramadan, and school fee seasons, inflows rise, slightly impacting demand.
Local Market Margins – Exchange companies often add 0.50–1.00 PKR margin per Dirham above inter-bank rates.

Market Impact on Daily Life

Households: Families dependent on remittances benefit when AED strengthens against PKR.
Businesses: Importers and companies trading with UAE face higher costs if the Rupee weakens.
Investors: Forex traders closely monitor AED/PKR movements for short-term gains.

Future Outlook

Experts suggest that the AED/PKR rate is likely to hover between PKR 77–79 per Dirham in the coming weeks, depending on Pakistan’s external debt payments, global oil prices, and remittance inflows. Any new policies by the State Bank of Pakistan could also shift the trend.

Conclusion

The Pakistani Rupee vs UAE Dirham exchange rate is more than just a number—it shapes family incomes, business costs, and national trade dynamics. Today’s rate of around PKR 77.30–78.00 per AED highlights the delicate balance of demand, supply, and economic realities. For overseas workers, businesses, and everyday citizens, keeping track of this exchange rate is essential for financial planning.